Credit card balance of $8,553.28.  Settled for $5,200.00, satisfied via an initial payment of $1,040.00, followed by installments of $120.00 for thirty-four (34) months and then a final payment of $80.00.  Provided three (3) full years to pay with a savings of about $3,353.00, a 39% reduction.  Creditor represented by the Glennon Law Firm, LLC.