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Debt Settlement Case Results

Numerous elements impact the final terms of any debt settlement agreement.  So past case results do not ensure a similar solution in your proceeding.  Nonetheless, we have secured the following outcomes on behalf of prior clients:

  • American Express National Bank v. P.P.

    February 2024

    Credit card balance of $26,964.74.  Case settled for lump-sum payment of $12,250.00, resulting in a savings of approximately $14,714.00, a 54% reduction.  Creditor represented by Levy & Associates, LLC. Read On

  • Ally Financial, LLC v. C.M.

    February 2024

    Auto loan deficiency of $9,788.15.  Case settled for a lump-sum payment of $4,850.00, resulting in a savings of approximately $4,938.00, a 50% reduction.  Creditor represented by Reimer Law Co. Read On

  • Portfolio Recovery Associates, LLC v. Z.N.

    February 2024

    Credit card balance of $13,060.00.  Resolved via two (2) installments totalling $7,250.00, resulting in a savings of about $5,810.00, a 44% reduction.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • National Collegiate Student Loan Trust 2006-1 v. T.A., et al.

    January 2024

    Student loan in the sum of $49,291.91.  Settled for a reduced pay-off of $29,730.00, satisfied via an initial payment of $750.00 followed by minimum installments of $204.00 per month thereafter.  Providing twelve (12) full years to pay, and resulting in a savings of approximately $19,561.00, a 39... Read On

  • UHG I, LLC v. J.V.

    January 2024

    Credit card balance of $1,737.44.  Resolved for a reduced pay-off of $1,305.00, satisfied via minimum installments of $435.00 over three (3) months.  Resulting in a savings of about $432.00, a 25% reduction.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • Credit Acceptance Corp. v. G.S.

    January 2024

    Auto loan deficiency of $3,755.80.  Settled for a discounted pay-off of $751.50 satisfied via three (3) installments of $250.50 per month.  Providing a savings of about $3,004.00, an 80% reduction.  Creditor represented by Javitch Block, LLC. Read On

  • K&D Management, LLC v. M.N.

    January 2024

    Rental deficiency balance of $2,547.13.  Case settled for a discounted pay-off of $1,925.00.  Providing a savings of about $622.00, a 24% reduction.  Creditor represented by Powers, Friedman, Linn PLL. Read On

  • Citibank, N.A. v. K.B.

    January 2024

    Credit card balance of $3,260.44.  Resolved via minimum installments of $75.00 per month, providing three-and-a-half (3 1/2) years to pay.  Creditor represented by Stenger & Stenger, P.C. Read On

  • Credit Acceptance Corp. v. T.J.

    January 2024

    Auto loan deficiency of $19,307.48  Settled for a discounted lump-sum of $3,862.00, resulting in a savings of approximately $15,445.00, an 80% reduction.  Creditor represented by Levy & Associates, LLC. Read On

  • Midland Credit Management, Inc. v. T.H.

    January 2024

    Two (2) credit card balances totaling $2,839.42.  Settled via minimum payments of $30.00 for six (6) months, $40.00 for six (6) months, $50.00 for six (6) months, and then $60.00 per month thereafter, providing four-and-a-half (4 1/2) years to pay.  Creditor represented by Javitch Block, LLC. Read On

  • Firefighters Community Credit Union v. K.C.

    January 2024

    Overdraft fee of $1,671.84, satisfied via installments of $75.00 per month, providing twenty-two (22) months to pay.  Creditor represented by Cardenas, Ruple & Kurt, LLC. Read On

  • Midland Credit Management, Inc. v. V.W.

    January 2024

    Credit card balance of $2,800.88.  Case resolved for a reduced pay-off of $1,055.00, satisfied via a partial up-front lump-sum of $575.00, followed by installments of $40.00 for eleven (11) months following.  Providing a savings of approximately $1,745.00, a 62% reduction.  Creditor represented b... Read On

  • Portfolio Recovery Associates, LLC v. J.H.

    January 2024

    Credit card balance of $6,441.72.  Resolved via installments of $85.00 for fifteen (15) months, and then $125.00 per month thereafter.  Providing more than five (5) years to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • LVNV Funding, LLC v. M.K.

    January 2024

    Credit card balance of $10,322.19.  Settled for a discounted lump-sum of $5,400.00.  Resulting in a savings of about $4,922.00, a 47% reduction.  Creditor represented by Stenger & Stenger, P.C.    Read On

  • Midland Credit Management, Inc. v J.J.

    January 2024

    Two (2) credit card balances totaling $2,181.08.  Settled for a discounted lump-sum payment of $750.00.  Resulting in a savings of about $1,431.00, a 65% reduction.  Creditor represented by Staff Counsel. Read On

  • Ally Financial, LLC v. D.S.

    January 2024

    Auto loan deficiency of $13,503.05, satisfied via minimum payments of $86.83 per month.  Providing thirteen (13) years to pay.  Creditor represented by Reimer Law Co. Read On

  • LVNV Funding, LLC v. C.F.

    January 2024

    Credit card balance of $4,025.82.  Resolved via minimum installments of $40.00 for eighteen (18) months, $50.00 for eighteen (18) months, and then $60.00 per month thereafter.  Providing six (6) full years to pay.  Creditor represented by Stenger & Stenger, P.C. Read On

  • Prestige Financial Services, Inc. v. S.H.

    January 2024

    Auto loan deficiency of $7,143.74.  Case settled for a reduced pay-off of $3,571.87, satisfied via minimum installments of $297.66 over twelve (12) months.  Resulting in a savings of approximately $3,622.00, a 50% reduction.  Creditor represented by Levy & Associates, LLC  Read On

  • OneMain Financial Group, LLC v. O.Z.

    December 2023

    Loan balance of $5,870.35.  Case resolved via minimum installments of $75.00, providing more than six-and-a-half (6 1/2) years to pay.  Creditor represented by Levy & Associates, LLC. Read On

  • Brainard Development, LLC v. P.H.S., et al.

    December 2023

    Commercial rental deficiency balance of $16,959.21.  Settled for a discounted pay-off of $8,500.00, satisfied via an initial payment of $5,000.00 tendered within thirty (30) days and $3,500.00 within one-hundred and twenty (120) days.  Resulting in a savings of about $8,459.00, a 49% reduction.  ... Read On

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Shamberg & Associates is committed to answering your questions about Bankruptcy, Foreclosure Defense, Breach of Contract Defense, and Debt Settlement. So contact us today for an Initial Free Consultation at (216) 691-7800.

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