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Debt Settlement Case Results

Numerous elements impact the final terms of any debt settlement agreement.  So past case results do not ensure a similar solution in your proceeding.  Nonetheless, we have secured the following outcomes on behalf of prior clients:

  • Citibank, N.A. v. J.D.

    January 2026

    Credit card balance of $3,275.81.  Resolved via minimum installments of $70.00 per month, providing almost four (4) full years to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • Velocity Investments, LLC v. C.N.

    January 2026

    Credit card balance of $10,315.88.  Settled for a reduced pay-off of $7,400.00, satisfied via installments of $185.00 over forty (40) months.  A savings of approximately $2,915.00, a 28.2% reduction.  Creditor represented by Keith D. Weiner & Associates Co., L.P.A. Read On

  • Discover Bank v. G.P.

    January 2026

    Credit card balance of $2,322.19.  Settled via installments of $65.00 per month, providing thirty-six (36) months to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • LVNV Funding, LLC v. G.P.

    January 2026

    Credit card balance of $2,967.89.  Settled for $1,980.00, satisfied via installments of $45.00 per month.  Providing three (3) years and eight (8) months to pay, and a savings of $987.00, a 33.2% reduction.  Creditor represented by Stenger & Stenger, P.C Read On

  • Jefferson Capital Systems, LLC V. A.S

    January 2026

    Credit card balance of $5,261.67.  Case settled for reduced sum of $2,400.00 satisfied via installments of $60.00 paid over forth (40) months.  Resulting in a savings of approximately $2,861.00, a 54% reduction.  Creditor represented by Staff Counsel. Read On

  • Professional Financial Services of Ohio, LLC v. A.C.

    January 2026

    An auto loan deficiency of $5,703.88, plus 23.99% interest retroactive to February 24, 2025.  Case settled for a reduced pay-off of $4,800.00, with waiver of both past and future interest, satisfied via installments of $100.00 for forty-eight (48) months.  Creditor represented by Sottile & Barile... Read On

  • Credit Acceptance Corp. v. Y.J.

    January 2026

    Auto loan deficiency of $12,985.16.  Settled for a lump-sum of $2,594.03, providing a savings of $10,391.13, an 80% reduction.  Creditor represented by Javitch Block, LLC. Read On

  • Velocity Investments, LLC v. C.W.

    December 2025

    Credit card balance of $4,988.56.  Settled for a reduced pay-off of $2,700.00, satisfied via installments of $90.00 over thirty (30) months.  A savings of approximately $2,288.00, a 45% reduction.  Creditor represented by Javitch Block, LLC. Read On

  • LVNV Funding, LLC v. E.S.

    November 2025

    Loan balance of $35,930.26.  Settled for $18,135.00, satisfied via installments of $195.00 per month.  Providing seven (7) years and nine (9) months to pay, and a savings of $18,095.00, a 49.9% reduction.  Creditor represented by Stenger & Stenger, P.C Read On

  • HS Financial Group, LLC v. H.E.

    October 2025

    Credit card balance of $3,016.33, settled via installments of $35.00 per month, providing seven (7) years and three (3) months to pay.  Creditor represented by Velo Law Office.  Read On

  • Big Sky Research Bureau, Inc. v. T.S.

    October 2025

    Credit card balance of $4,953.77.  Resolved for a reduced pay-off of $3,500.00, satisfied via installments of $100.00 per month.  Providing almost three (3) full years to pay, and resulting in a savings of about $1,453.00, a 29.3% reduction.  Creditor represented by Messerli & Kramer, P.A. Read On

  • LVNV Funding, LLC v. P.B.

    October 2025

    Credit card balance of $1,565.99.  Resolved for a reduced pay-off of $975.00 satisfied via installments of $25.00 per month, providing three (3) years and three (3) months to pay.  Resulting in a savings of $590.00, a 37% reduction.  Creditor represented by Stenger & Stenger, P.C Read On

  • First National Bank of Omaha v. S.L.

    October 2025

    Credit card balance of $24,519.61.  Settled via installments of $250.00 per month, providing more than eight (8) full years to pay.  Creditor represented by Levy & Associates, LLC. Read On

  • FC Marketplace, LLC v. D.S. of O., Inc., et al.

    September 2025

    Commercial loan personally guaranteed by the business owner in the sum of $122,199.44, plus 8% interest.  Settled for $60,000.00, satisfied via monthly installments of $500.00 for one (1) year, $750.00 for one (1) year, $1,000.00 for one (1) year, $1,250.00 for one (1) year, and then $1,500.00 fo... Read On

  • Citibank, N.A. v. D.B.

    September 2025

    Credit card balance of $2,178.20, settled for lump-sum paayment of $1,550.00.  Resulting in a savings of $638.00, a 29.2% reduction.  Creditor represented by Stenger & Stenger, P.C     Read On

  • U.S. Asset Management, Inc. v. T.L.

    August 2024

    Student loan balance of approximately $5,049.35, consisting of $3,522.77 in principal, plus $1,500.31 in pre-suit interest, and further costs of $26.27.  Settled for discounted lump-sum of $3,200.00.  Providing a true savings of approximately $1,849.00, a 36% reduction.  Creditor represented by W... Read On

  • TD Bank USA, N.A. v. K.K.

    July 2024

    Credit card balance of $9,332.82.  Settled for lump-sum of $4,800.00.  A savings of approximately $4,532.00, a 48% reduction.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • LVNV Funding, LLC v. J.B.

    July 2024

    Credit card balance of $3,219.52.  Settled for lump-sum of $1,850.00, providing a savings of approximately $1,369.00, a 42% reduction.  Creditor represented by Stenger & Stenger, P.C. Read On

  • Velocity Investments, LLC v. M.B.

    July 2024

    Credit card balance of $6,594.68, already reduced to Judgment.  Settled for a reduced pay-off of $4,800.00, satisfied via installments of $150.00 per month.  A savings of approximately $1,794.00, a 27% reduction.  Creditor represented by Javitch Block, LLC. Read On

  • Discover Bank v. M.B.

    July 2024

    Credit card balance of $7,411.78.  Settled via partial up-front lump-sum of $651.78, followed by installments of $130.00 thereafter.  Providing fifty-three (53) months pay.  Creditor represented by Staff Counsel.    Read On

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Shamberg & Associates is committed to answering your questions about Bankruptcy, Foreclosure Defense, Breach of Contract Defense, and Debt Settlement. So contact us today for an Initial Free Consultation at (216) 691-7800.

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