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Debt Settlement Case Results

Numerous elements impact the final terms of any debt settlement agreement.  So past case results do not ensure a similar solution in your proceeding.  Nonetheless, we have secured the following outcomes on behalf of prior clients:

  • Crown Asset Management, LLC v. A.H.

    March 2026

    Credit card balance of $5,783.12.  Resolved via installments of $108.50, providing four-and-a-half (4 1/2) years to pay.  Creditor represented by Levy & Associates, LLC. Read On

  • Accelerated Inventory Management, LLC v. E.W.

    March 2026

    Loan balance of $5,765.76.  Resolved for a reduced pay-off of $3,540.00, satisfied via installments of $73.75 per month.  Providing four (4) years to pay, and a savings of $2,225.00 a 38.5% reduction.  Creditor represented by Markoff Law, LLC. Read On

  • Citizens Bank, NA v. N.K.

    March 2026

    Credit card balance of $4,960.13.  Resolved for a discounted lump-sum of $2,550.00.  Providing a savings of $2,410.00, a 48.5% reduction.  Creditor represented by Lloyd & McDaniel, PLC. Read On

  • Citibank, N.A. v. P.F.

    March 2026

    Credit card balance of $5,437.44.  Resolved via minimum installments of $95.00 per month, providing four-and-a-half (4 1/2) years to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A.   Read On

  • DBS Financial v. T.B.

    March 2026

    Auto loan deficiency of approximately $8,408.88, plus 23.899% interest retroactive to the date of Default.  Case resolved via installments of $150.00 per month, with interest reduced to 7% annually, and a waiver of the past interest assesed.  Resulting in a savings of approximately $2,832.00 a 25... Read On

  • Navy Federal Credit Union v. J.H.

    March 2026

    Credit card balance of $3,329.90, resolved via installments of $65.00 per month.  Providing four (4) years and three (3) months to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • The Huntington National Bank v. T.W.

    March 2026

    Auto loan deficiency of $23,883.65.  Resolved for a reduced pay-off of $19,000.00, satisfied via a partial up-front lump-sum of $5,000.00, coupled with installments of $250.00 per month thereafter.  Providing four-and-a-half (4 1/2) years to pay, and resulting in a savings of about $4,883.00, a 2... Read On

  • JPMorgan Chase Bank, N.A. v. C.O.

    March 2026

    Credit card balance of $42,087.95.  Resolved via reduced pay-off of $31,565.96, satisfied via installments of $5,261.00 for six (6) months.  Providing a savings of $10,522.00, a 25% reduction.  Creditor represented by Lyons, Doughty & Veldhuis, P.C. Read On

  • Synchrony Bank v. K.K.

    March 2026

    Credit card balance of $4,920.73.  Case settled for a lump-sum of $2,215.00, providing a savings of $2,705.00, a 55% reduction.  Creditor represented by Javitch Block, LLC. Read On

  • Cleveland State University v. C.J.

    March 2026

    Tuition balance in the sum of $3,033.82.  Resolved via installments of $55.00 per month, providing four-and-a-half (4 1/2) years to pay.  Creditor represented by Law Offices of Timothy M. Sullivan Read On

  • OneMain Financial Group, LLC v. J.G.

    February 2026

    Loan balance of $6,218.59, satisfied via installments of $95.00 per month.  Providing five-and-a-half (5 1/2) years to pay.  Creditor represented by Levy & Associates, LLC. Read On

  • Portfolio Recovery Associates, LLC v. P.M.

    February 2026

    Credit card balance of $4,212.17.  Resolved for a reduced pay-off of $1,680.00, satisfied via installments of $35.00 per month.  Providing four (4) years to pay, and resulting in a savings of about $2,532.00, a 60% reduction.  Creditor represented by Staff Counsel. Read On

  • Citibank, N.A. v. R.C.

    February 2026

    Credit card balance of $5,134.79.  Resolved via minimum installments of $95.00 per month, providing four-and-a-half (4 1/2) years to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • Credit Acceptance Corp.v. B.C., et al.

    February 2026

    Auto loan deficiency of $3,171.18.  Settled for a lump-sum of $600.04, providing a savings of $2,571.00, an 81% reduction.  Creditor represented by Carlile Patchen & Murphy LLP. Read On

  • Crown Asset Management, LLC v. T.C.

    March 2026

    Credit card balance of $10,604.28.  Settled for a reduced sum of $6,600.00, satisfied via installments of $138.00 per month.  Providing four (4) full years to pay, and resulting in a savings of approximately $4,004.00, a 37% reduction.  Creditor represented by Lloyd & McDaniel, PLC. Read On

  • Capital One, N.A. v. M.J.

    January 2026

    Credit card balance of $9,275.27.  Resolved via a partial up-front lump-sum of $375.00, coupled with minimum installments of $100.00 per month, providing almost seven-and-a-half (7 1/2) full years to pay.  Creditor represented by Staff Counsel.  Read On

  • Citibank, N.A. v. J.B.

    January 2026

    Credit card balance of $2,410.35.  Resolved via minimum installments of $75.00 per month, providing two (2) years and eight (8) months to pay.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On

  • Crown Asset Management, LLC v. R.N.

    January 2026

    Credit card balance of $9,674.30.  Settled for a reduced sum of $6,000.00, satisfied via a partial up-front lump-sum of $2,000.00, coupled with installments of $500.00 per month thereafter.  Providing nine (9) months to pay, and resulting in a savings of about $3,674.00, a 38% reduction.  Credito... Read On

  • Capital One, N.A. v. E.M.

    January 2026

    Credit card balance of $3,511.17.  Case settled for a reduced pay-off of $2,208.00, satisfied via installments of $92.00 per month.  Providing two (2) years to pay, and resulting in a savings of $1,303.00, a 37% reduction.  Creditor represented by Lyons, Doughty & Veldhuis, P.C. Read On

  • Ceteris Portfolio Services, LLC v. D.M.

    January 2026

    Credit card balance of $2,626.94.  Resolved for a reduced pay-off of $1,850.00, satisfied via minimum installments of $62.00 per month.  Providing thirty (30) months to pay, and resulting in a savings of $776.00, a 29.5% reduction.  Creditor represented by Velo Law Office. Read On

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Shamberg & Associates is committed to answering your questions about Bankruptcy, Foreclosure Defense, Breach of Contract Defense, and Debt Settlement. So contact us today for an Initial Free Consultation at (216) 691-7800.

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