Credit card balance of $9,674.30.  Settled for a reduced sum of $6,000.00, satisfied via a partial up-front lump-sum of $2,000.00, coupled with installments of $500.00 per month thereafter.  Providing nine (9) months to pay, and resulting in a savings of about $3,674.00, a 38% reduction.  Creditor represented by Levy & Associates, LLC.