Auto loan deficiency of approximately $8,408.88, plus 23.899% interest retroactive to the date of Default.  Case resolved via installments of $150.00 per month, with interest reduced to 7% annually, and a waiver of the past interest assesed.  Resulting in a savings of approximately $2,832.00 a 25% reduction.  Creditor represented by Sottile & Barile, LLC.