Credit card balance of $21,622.81.  Case settled for reduced amount of $14,875.00, satisfied via an initial monthly payment of $375.00, followed by subsequent installments of $1,250.00, then $2,750.00, and then $375.00 each month thereafter, providing thirty-one (31) months to pay.  Resulting in a savings of $6,747.00, a 31% reduction.  Creditor represented by the Glennon Law Firm, LLC.