Loan balance of $8,127.58, plus 10.24% interest.  Case resolved for a reduced pay-off of $4,575.00, satisfied via payments of $1,000.00 due in thirty (30), sixty (60) and ninety (90) days, followed by minimum installments of $175.00 for nine (9) months thereafter.  Resulting in a savings of approximately $3,552.00, a 43% reduction.  Creditor represented by the Weltman, Weinberg & Reis Co., L.P.A.