Two (2) concurrently pending Complaints initiated by the same creditor, pertaining to a signature loan balance of $35,584.52 and a credit card balance of $19,681.40.  Collectively $55,265.92.  Resolved for a reduced pay-off totalling $13,800.00 in satisfaction of both accounts, paid via installments of $345.00 per month for a forty (40) month duration.  Resulting in a cost savings of $41,865.00, which constitutes a 75% reduction. Creditor represented by Brock & Scott, PLLC.