An auto loan deficiency of $11,675.29, plus 21.99% interest retroactive to April 13, 2022.  Case settled via minimum installments of $150.00, with interest reduced to 5% and assessed from February 22, 2023.  Providing almost eight (8) full years to pay, along with a savings of about $2,320.00 in past interest, plus future accrued charges.  Creditor represented by Sottile & Barile, LLC.