Two (2) concurrently pending cases involving credit card balances of $8,920.87 and $7,869.33.  Resolved via reduced sums of $4,600.00 and $4,050.00, satisfied via installments.  The larger balance addressed via minimum payments of $150.00 for five (5) months, followed by a balloon payment of $4,050.00.  While the smaller balance addressed via minimum payments of $150.00 for five (5) months, followed by a balloon payment of $3,850.00.  Collectively, cases settled for a total of $8,650.00, resulting in a savings of $8,140.00, a 48% reduction.  Creditor represented by Weltman, Weinberg & Reis Co., L.P.A.