Credit card balance of $4,935.20.  Resolved for a reduced pay-off of $2,050.00, satisfied via a partial up-front lump-sum payment of $1,450.00, followed by installments of $100.00 for six (6) months thereafter.  Resulting in a savings of approximately $2,885.00, a 58% reduction.  Creditor represented by Javitch Block, LLC.