Two (2) credit card accounts combined in a solitary Complaint, collectively totaling $15,919.55.  Resolved for a reduced pay-off of $8,784.85, satisfied via a partial up-front lump-sum of $1,100.00 followed by payments of $128.08 per month thereafter.  Providing five (5) years to pay, and resulting in a savings of $7,134.70, which constitutes a 44% reduction. Creditor represented by Weltman, Weinberg & Reis Co., L.P.A.