Numerous elements impact the final terms of any debt settlement agreement. So past case results do not ensure a similar solution in your proceeding. Nonetheless, we have secured the following outcomes on behalf of prior clients:
April 2023
Credit card balance of $27,233.53. Case settled for a reduced pay-off of $19,200.00 satisfied via minimum installments of $300.00 for forty-one (41) months, followed by a balloon payment of $6,900.00. Providing a savings of approximately $8,033.00, a 29% reduction. Creditor represented by Lyon... Read On
April 2023
Credit card balance of $2,391.06. Case settled via a lump-sum payment of $1,075.00. Providing a savings of approximately $1,316.00, a 55% reduction. Creditor represented by Staff Counsel. Read On
April 2023
Credit card balance of $2,616.11. Case settled via a lump-sum payment of $1,125.00. Providing a savings of approximately $1,491.00, a 57% reduction. Creditor represented by Slovin & Associates. Read On
April 2023
Credit card balance of $4,991.20. Case settled via a lump-sum payment of $3,000.00. Providing a savings of approximately $1,991.00, a 40% reduction. Creditor represented by Javitch Block, LLC. Read On
April 2023
Rental deficiency balance of $5,629.11. Case settled via a lump-sum payment of $3,600.00. Providing a savings of approximately $2,029.00, a 36% reduction. Creditor represented by Powers, Friedman, Linn PLL. Read On
April 2023
Credit card balance of $2,899.43. Case settled via a lump-sum payment of $1,305.00. Providing a savings of approximately $1,594.00, a 55% reduction. Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On
March 2023
Credit card balance of $2,169.58. Case settled via lump-sum of $800.00. Resulting in a savings of approximately $1,369.00, a 63% reduction. Creditor represented by the Law Offices of Timothy M. Sullivan. Read On
March 2023
An auto loan deficiency of $11,675.29, plus 21.99% interest retroactive to April 13, 2022. Case settled via minimum installments of $150.00, with interest reduced to 5% and assessed from February 22, 2023. Providing almost eight (8) full years to pay, along with a true savings of about $2,320.0... Read On
March 2023
Credit card balance of $3,342.54. Case settled via installments of $50.00 for nine (9), months, $60.00 for nine (9) months, and then $70.00 per month thereafter, providing four-and-a-half (4 1/2) years to pay. Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On
March 2023
An auto loan deficiency of $9,870.00. Settled for a reduced lump-sum of $2,274.00. Resulting in a savings of approximately $7,596.00, a 76% reduction. Creditor represented by Levy & Associates, LLC. Read On
March 2023
Credit card balance of $9,484.60. Case settled for a reduced pay-off of $4,840.00, satisfied via an up-front partial lump-sum of $2,250.00, followed by minimum installments of $185.00 per month, providing fifteen (15) months to pay. Resulting in a savings of $4,644.00, a 49% reduction. Credito... Read On
April 2023
Student loan in the sum of $32,812.05, already reduced to Judgment. Settled for a lump-sum of $12,200.00, resulting in a savings of approximately $20,612.00, a 62% reduction. Creditor represented by Reimer Law Co. Read On
March 2023
Tuition balance in the sum of $6,862.97. Case settled via a lump-sum of $5,200.00, resulting in a cost-savings of approximately $1,662.00, a 24% reduction. Creditor represented by Law Offices of Timothy M. Sullivan Read On
March 2023
An auto loan deficiency of $12,557.76, plus 23.9% interest retroactive to the date of Default. Case settled via an initial up-front lump-sum of $1,300.00, followed by installments of $200.00 per month with 3% interest assessed from the date of agreement. Providing more than five (5) years to pa... Read On
February 2023
An auto lease deficiency of $7,677.67. Case settled for a lump-sum payment $2,250.00, resulting in a savings of approximately $5,427.00, a 70% reduction. Creditor represented by Kodak Law, LLC. Read On
January 2023
Credit card balance of $6,920.22. Case settled via minimum installments of $75.00 for eighteen (18) months, then $110.00 for eighteen (18) months, followed by $149.59 per month thereafter, providing five (5) full years to pay. Creditor represented by Lyons, Doughty & Veldhuis, P.C. Read On
January 2023
Loan balance of $31,489.15. Case settled for a lump-sum payment $15,000.00, resulting in a savings of approximately $16,489.00, a 52% reduction. Creditor represented by Sander Law, LLC. Read On
January 2023
Credit card balance of $18,363.67. Case settled pursuant an up-front partial lump-sum of $750.00, followed by minimum monthly installments of $275.00, providing almost five-and-a-half (5 1/2) years to pay. Creditor represented by Staff Counsel. Read On
January 2023
Credit card balance of $1,670.05. Case settled for a reduced pay-off of $1,045.00 satisfied via minimum installments of $69.67 over fifteen (15) months. Providing a savings of approximately $625.00, a 37% reduction. Creditor represented by Lyons, Doughty & Veldhuis, P.C. Read On
January 2023
Commercial loan balance of $13,158.16. Case settled for reduced sum of $10,000.00, satisfied via minimum installments of $333.33 over thirty (30) months. Resulting in a savings of $3,158.00, a 24% reduction. Creditor represented by Egon P. Singerman, Esq. Read On
Shamberg & Associates is committed to answering your questions about Bankruptcy, Foreclosure Defense, Breach of Contract Defense, and Debt Settlement. So contact us today for an Initial Free Consultation at (216) 691-7800.