Numerous elements impact the final terms of any debt settlement agreement. So past case results do not ensure a similar solution in your proceeding. Nonetheless, we have secured the following outcomes on behalf of prior clients:
July 2023
Credit card balance of $3,001.98. Case settled via a lump-sum payment of $1,550.00. Providing a savings of approximately $1,451.98, a 48% reduction. Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On
July 2023
An auto loan deficiency of $2,023.76. Vehicle still in debtor's possession. Settled for a reduced lump-sum of $405.00, with retention of the motor vehicle. Resulting in a savings of approximately $1,618.00, a 79% reduction. Creditor represented by Javitch Block, LLC. Read On
July 2023
Loan balance of $12,357.61. Case resolved via minimum installments of $150.00 per month with a waiver of future accrued interest, providing more than six-and-a-half (6 1/2) years to pay. Creditor represented by Law Office of Stephen D. Miles. Read On
July 2023
An auto loan deficiency of $5,730.92, plus 23.89% interest retroactive to the date of Default. Case settled for a discounted payment of $3,490.00 satisfied via an initial up-front lump-sum of $1,450.00, followed by installments of $85.00 per month with 5% interest assessed from the date of agree... Read On
July 2023
Loan balance of $5,057.88. Case resolved via minimum installments of $88.00 per month with a waiver of future accrued interest, providing more than four-and-a-half (4 1/2) years to pay. Creditor represented by Levy & Associates, LLC. Read On
June 2023
Credit card balance of $12,171.56 already reduced to Judgment when services were retained, with a Garnishment pending. Creditor agreed to withdraw that Order and enter into installments of $145.00 for twelve (12) months, $170.00 for twelve (12) months and then $195.00 per month thereafter, provi... Read On
June 2023
Credit card balance of $14,105.30 with Court costs. Case settled for a reduced pay-off of $8,100.00, satisfied via installments of $225.00 per month, providing thirty-six (36) months to pay. Resulting in a savings of $6,005.30, a 42% reduction. Creditor represented by Zwicker & Associates, P.C. Read On
June 2023
Credit card balance of $10,311.85. Case settled via an initial up-front partial lump-sum of $500.00, followed by installments of $185.00 per month thereafter. Providing fifty-five (55) months to pay. Creditor represented by Staff Counsel. Read On
June 2023
Two (2) concurrently pending cases involving credit card balances of $8,920.87 and $7,869.33. Resolved via reduced sums of $4,600.00 and $4,050.00, satisfied via installments. The larger balance addressed via minimum payments of $150.00 for five (5) months, followed by a balloon payment of $4,0... Read On
June 2023
Loan balance of $13,204.14. Case resolved via minimum installments of $150.00 per month with a waiver of future accrued interest, providing approximately seven-and-a-half (7 1/2) years to pay. Creditor represented by the Levy & Associates, LLC. Read On
May 2023
Credit card balance of $3,445.95. Case settled via a lump-sum payment of $1,175.00. Providing a savings of approximately $2,270.00, a 65% reduction. Creditor represented by Staff Counsel. Read On
May 2023
Credit card balance of $6,968.33. Case settled for a reduced pay-off of $5,227.00, satisfied via minimum installments of $87.00 per month. Providing five (5) years to pay, and resulting in a savings of $1,741.00, a 25% reduction. Creditor represented by Levy & Associates, LLC. Read On
May 2023
Credit card balance of $1,426.59. Case settled via a discounted payment of $862.50. Providing a savings of approximately $563.00, a 39% reduction. Creditor represented by Stenger & Stenger, P.C. Read On
April 2023
Credit card balance of $6,651.65. Resolved via a reduced pay-off of $4,700.00, satisfied via minimum payments of $97.92 per month. Providing four (4) full years to pay, and resulting in a savings of approximately $1,951.00, a 29% reduction. Creditor represented by Stenger & Stenger, P.C. Read On
April 2023
Loan balance of $3,926.75, plus 25% interest per annum retroactive approximately 10 1/2 months. Case resolved for a reduced lump-sum of $2,810.00, resulting in a savings of approximately $1,975.00, a 41% reduction. Creditor represented by the JSB Attorneys, PLLC. Read On
April 2023
Credit card balance of $2,874.83. Resolved via minimum payments of $50.00 per month, providing more than four-and-a-half (4 1/2) years to pay. Creditor represented by Weltman, Weinberg & Reis Co., L.P.A. Read On
April 2023
Loan balance of $8,127.58, plus 10.24% interest. Case resolved for a reduced pay-off of $4,575.00, satisfied via payments of $1,000.00 due in thirty (30), sixty (60) and ninety (90) days, followed by minimum installments of $175.00 for nine (9) months thereafter. Resulting in a savings of appro... Read On
April 2023
Commercial loan balance of $118,541.40 plus interest. Case settled for a total of $43,250.00 payable in two (2) installments tendered within one-hundred and twenty (120) days of agreement. Providing a savings of approximately $75,291.00, a 63% discount. Creditor represented by Levy & Associate... Read On
April 2023
Two credit card balances of $792.39 and $1,046.01 ($1,838.40 in total). Settled for a combined reduced pay-off of $1,148.00, satisfied via minimum installments of $46.00 and $36.00 ($82.00 combined) payable over fourteen (14) months. Providing a savings of approximately $690.00, a 37% reduction... Read On
April 2023
Credit card balance of $2,588.61. Case settled for a reduced amount of $1,550.00, satisfied via a partial lump-sum of $350.00 followed by installments of $100.00 for twelve (12) months. Providing a savings of approximately $1,038.00, a 40% reduction. Creditor represented by the Law Offices of ... Read On
Shamberg & Associates is committed to answering your questions about Bankruptcy, Foreclosure Defense, Breach of Contract Defense, and Debt Settlement. So contact us today for an Initial Free Consultation at (216) 691-7800.